Bank Statement Loans

Flexible Solutions for Self-Employed Borrowers

At Concord Mortgage Brokers, we understand that traditional income documentation doesn’t always reflect your financial situation—especially for self-employed individuals. That’s why we offer Bank Statement Loans, designed specifically for borrowers who may not qualify for conventional loans due to their non-traditional income sources.

What Are Bank Statement Loans?

Bank Statement Loans allow you to qualify for a mortgage based on your bank deposits rather than W-2s or tax returns. This loan is ideal for small business owners, freelancers, contractors, and other self-employed professionals who have a solid income but cannot meet the strict requirements of a conventional loan.

Key Features:

• Income Verification through Bank Statements: Instead of relying on W-2s or tax returns, your monthly deposits will be reviewed to determine your income.
• Flexible Terms: Our loan options come with a variety of terms, offering the flexibility to find a mortgage plan that fits your needs.
• Competitive Rates: Benefit from attractive rates, tailored to your financial situation.
• No Tax Returns Required: Simplified application process with fewer documentation requirements.

Who Should Consider a Bank Statement Loan?

Bank Statement Loans are ideal for:

• Self-employed individuals
• Freelancers, consultants, or contractors
• Small business owners
• Anyone with irregular or fluctuating income
• Borrowers who can’t meet traditional documentation requirements

If your income is stable but doesn't fit into traditional loan guidelines, a Bank Statement Loan may be the perfect solution to help you secure your dream home or refinance an existing mortgage.

Why Choose Concord Mortgage Brokers?

At Concord Mortgage Brokers, we’re committed to offering customized mortgage solutions that align with your unique financial circumstances. We understand the challenges that self-employed borrowers face, and we’re here to help you find the right loan product that meets your needs. With expert guidance and personalized service, we’ll walk you through the process and help you get into the home you deserve.